Lawyer Specializing in Debt Exoneration and the Second Chance Law
María Isabel Miranda Santiago, CEO and founder of Miranda Santiago Legal Group
María Isabel Miranda Santiago is a lawyer recognized for her expertise in debt exoneration and providing a "second chance" to individuals and businesses facing financial difficulties. María Isabel has built a strong professional path, working with esteemed organizations and companies like Fund Grube, S.A (the largest retail company in the Canary Islands, with a turnover of approximately 170 million euros) and the Canary Islands Tax Agency, where she gained valuable experience in commercial and administrative law.
Her interest in law led her to specialize in commercial and insolvency law, particularly the Second Chance Law enacted in Spain in 2015. This law assists individuals and self-employed professionals in economic crises, enabling María Isabel to merge technical knowledge with empathy to offer effective solutions during challenging times. She began handling bankruptcy and insolvency cases for various institutions and businesses in the Canary Islands.
In 2019, she founded her own firm, Miranda Santiago Legal Group (MS Group), aiming to provide specialized legal services in insolvency and debt exoneration. Since then, MS Group has grown significantly, earning the trust of both individual and corporate clients. The firm offers a range of services, with a strong focus on advising businesses and self-employed individuals on managing debts and restructuring their financial situations. María Isabel’s team works closely with clients to facilitate informed decision-making and access to appropriate legal services.
María Isabel’s success in applying the Second Chance Law has been crucial to her reputation. MS Group has achieved a high success rate in debt exoneration cases, establishing itself as a leading firm in this field. Notably, in 2024, she secured the exoneration of a €7 million debt for a couple affected by the 2008 real estate crisis—one of the highest amounts discharged since the law's implementation. This achievement underscores her expertise in bankruptcy procedures and her commitment to defending her clients' interests.
Through the MS Group website, María Isabel provides information about the Second Chance Law, including its workings, requirements, and necessary documentation, helping interested parties understand the debt exoneration process.
In addition to her legal work, María Isabel has cultivated a community on social media, particularly on Instagram, where she shares informative content for self-employed individuals, entrepreneurs, and small businesses. With over 24,000 followers, her goal is to offer practical advice and simplify legal concepts.
With a client-centered approach and ethical commitment, María Isabel has become a trusted ally, aiming to provide effective legal solutions and contribute to her community's economic well-being.
